Why Choosing a “Whole of Market” Mortgage Adviser Matters

by Levi HaughtonFinancial Planning Tips & InsightsPosted on Comments are Disabled

When searching for a mortgage, you’ll likely come across the term “whole of market.” While it may sound like industry jargon, understanding what it means can make a significant difference when it comes to finding the right mortgage for your circumstances. At Albon Financial Planning, we offer whole of market mortgage advice, giving our clients access to a broad range of mortgage products from …

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Halifax 5% Mortgage & £5k Deposit Mortgage Explained: What First-Time Buyers Need to Know in 2026

by Levi HaughtonFinancial Planning Tips & InsightsPosted on Comments are Disabled

For many first-time buyers, saving for a house deposit is the biggest hurdle to getting on the property ladder. Rising rents, higher living costs, and soaring property prices mean that even people who can comfortably afford monthly mortgage repayments often struggle to save tens of thousands upfront. That’s why Halifax has introduced a range of low-deposit mortgage …

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Getting a Joint Mortgage With a Friend or Partner: What You Need to Know

by Levi HaughtonFinancial Planning Tips & InsightsPosted on Comments are Disabled

With rising property prices and the challenge of saving for a deposit, more people are considering buying a home with a friend instead of waiting to meet a partner. A joint mortgage with a friend can be a smart way to get onto the property ladder but it’s not a decision to take lightly. What …

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Interest Rates Held at 3.75%: What It Means for Mortgage Holders

by Levi HaughtonMarket & Economic UpdatesPosted on Comments are Disabled

The Bank of England’s decision to hold interest rates at 3.75% might suggest a period of calm, however, for UK mortgage holders, the reality is far from reassuring. While the pause in rate changes brings a degree of stability, it does little to ease the financial pressure many households are still facing. Although rates have …

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