In an environment where inflation, interest rates, and household costs remain uncertain, building financial resilience has never been more important. Recent surveys show that many people worry about not having enough savings for unexpected costs, or not being able to save adequately for the future.
Major global stock indices rose modestly for the week, despite U.S. equities lagging on hawkish commentary from the Federal Reserve. Chinese equities performed best, as domestic investment continued to propel share prices higher. US: Stocks ease on hawkish commentary from the Federal Reserve Major U.S. stock indices finished the week lower, driven in part by …
Retirement is one of life’s biggest transitions and one of the most personal financial decisions you will ever make. Yet the question at the heart of it sounds deceptively simple: Can I afford to retire? The truth is, much like markets navigating geopolitical tensions, the answer is not always straightforward. But with the right planning and …
A mixed week for global equity markets as investors digested a raft of monetary policy decisions. US equities again reached record highs, while UK equities eased on the back of cautious commentary from the Bank of England.
Making the most of your annual allowances will help you stay on course with your long-term financial goals.
For many professionals—especially those in fast‐moving sectors like technology—a significant part of your net worth may be tied up in employer shares. While being a part owner in a major firm (think companies like Amazon, Google, or Microsoft) can be incredibly rewarding, it can also create what’s known as the “golden handcuff” problem. In this post, we’ll explain what golden handcuffs are, why they can be a double‑edged sword, and how a financial adviser can help you navigate this challenge.
When you find yourself with some extra money each month, the age-old debate arises: should you overpay your mortgage or invest that cash? In today’s environment—with interest rates, tax thresholds, and market uncertainties all in play—it’s worth revisiting this decision. In this post we’ll break down the pros and cons of each option so that you’re armed with all the facts before you decide.
Inflation can dent the purchasing power of your money.
Understanding how it works can help you take control of your finances. Rising inflation over the past year has driven up prices, from petrol and food to basic household items. There may be no way to completely avoid rising costs, but there are things you can do to protect your money.