Each decade brings new financial priorities and new challenges. From getting established in your 30s to planning for retirement in your 50s, avoiding common pitfalls can make a lasting difference to your financial wellbeing. At Albon Financial Planning, we work with clients across every stage of life to help them plan ahead with clarity and …
Read more “The Biggest Financial Mistakes People Make in Their 30s, 40s, and 50s”
Retirement is one of life’s biggest transitions and one of the most personal financial decisions you will ever make. Yet the question at the heart of it sounds deceptively simple: Can I afford to retire? The truth is, much like markets navigating geopolitical tensions, the answer is not always straightforward. But with the right planning and …
For many professionals—especially those in fast‐moving sectors like technology—a significant part of your net worth may be tied up in employer shares. While being a part owner in a major firm (think companies like Amazon, Google, or Microsoft) can be incredibly rewarding, it can also create what’s known as the “golden handcuff” problem. In this post, we’ll explain what golden handcuffs are, why they can be a double‑edged sword, and how a financial adviser can help you navigate this challenge.
Inflation can dent the purchasing power of your money.
Understanding how it works can help you take control of your finances. Rising inflation over the past year has driven up prices, from petrol and food to basic household items. There may be no way to completely avoid rising costs, but there are things you can do to protect your money.