No surprises. No hidden fees.
We work with people who are used to making well-informed decisions. These are our fees in full – no vague “it depends”, no hidden charges, and nothing you’ll only find out after booking a call. If we’re not the right fit for your situation, we’ll tell you.
Financial Planning
Features
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Written financial plan with clear, prioritised recommendations
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A visual model of your financial future across multiple scenarios
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An assessment of your attitude to investment risk
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Covers pensions, ISAs, investments, tax, and RSU/share scheme strategy
Initial Advice Fee
2% on investment & pension transfers
Features
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Bespoke investment strategy built around your goals and attitude to risk
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Implementation across pensions, ISAs, and investment accounts
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A written report explaining why our recommendations are right for you
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RSU and share scheme diversification planned from day one
Ongoing Advice Fee
Platform and fund charges are additional.
Features
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Unrestricted access to a Financial Planner - not just at review time
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Annual review meeting and your financial plan updated each year
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Tax efficiency reviews across your pensions, ISAs and investment accounts
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Ongoing RSU and share scheme planning throughout the year
Mortgages
Features
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Whole-of-market mortgage advice from our mortgage specialists
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Residential, remortgage, and buy-to-let mortgages covered
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Access to mortgage rates and products not available directly
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Full advice and application support from start to completion
We reserve the right to charge a fee for sub-prime mortgage lending, where the mortgage is difficult to place and involves considerable time when compared with a prime mortgage. On these occasions, our fee would be up to a maximum of £1250 for mortgages and £1779 for lifetime mortgages.
Protection
Features
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Life cover, income protection, and critical illness advice
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Whole-of-market search to find the right cover at the right price
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Cover reviewed and updated as your circumstances change
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Arranged alongside your wider financial plan where relevant
Ready to take the next step?
Book a free, no-obligation chat and see how financial planning can give you clarity and confidence about the future.
The clients who get the most from working with us are those who want a financial planner actively thinking about their money throughout the year — not just someone to call when something goes wrong.
Frequently Asked Questions
Is there a minimum investment amount?
No – we believe financial advice should be for all, not just the wealthy.
Can I have a financial plan without ongoing advice?
Yes – we offer our comprehensive financial plan as a standalone service.
How are your fees paid?
Most of our clients choose to have their fees deducted directly from their investment or pension.
However, we can also invoice you directly if preferred, to be paid by bank transfer. This is the method used for our Financial Planning service, when taken as a standalone service.